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OSFI's New Mortgage Rules



On Oct 17th, Canada’s banking regulator (OSFI) announced a new mortgage stress test that will come into effect January 1st, 2018. This regulation will affect new mortgages that are currently not subject to mandatory mortgage insurance, meaning buyers who have 20% or more as a down payment.  

By law, borrowers with a down payment of less than 20% for a...

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Real Estate Scams – Stay Safe!



Con artists are everywhere, and the Real Estate industry is certainly not immune. Whether it’s contractors who take your money and run or rental scams on online classified sites like Kijiji, everyone needs to arm themselves with knowledge on how to steer clear of such frauds. So how can you protect yourself? Well let’s take a look at some of the di...

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Renovations That Increase Your Return On Investment.



How many other people look around their home and make that mental list of things to be done? Whether it’s a fantasy list (for me: an inground pool), or an actual “this needs to be done” list (backyard landscaping), I think we all have ‘em. But what are your reasons behind your renovation list? Is it just for your own personal needs or wants? Or is...

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Keller Williams Energy Real Estate Brokerage

360 King St W #101  Oshawa,,  ON  L1J 2J9 

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