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Recent Blog Entries

10 Things That Have Changed With Mortgages Since Covid-19

By Jason Kay
President and Broker, My Mortgage Master

  1. Interest rates are going up and down. Fixed rates initially went down but then increased due to the lack of liquidity in the market and perceived risk. Variable rates went down(1.50%) with the Bank of Canada announcements. Lenders then decreased the normal discount(for example, Prime-.60% is now P...

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OSFI's New Mortgage Rules



On Oct 17th, Canada’s banking regulator (OSFI) announced a new mortgage stress test that will come into effect January 1st, 2018. This regulation will affect new mortgages that are currently not subject to mandatory mortgage insurance, meaning buyers who have 20% or more as a down payment.  

By law, borrowers with a down payment of less than 20% for a...

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Real Estate Scams – Stay Safe!



Con artists are everywhere, and the Real Estate industry is certainly not immune. Whether it’s contractors who take your money and run or rental scams on online classified sites like Kijiji, everyone needs to arm themselves with knowledge on how to steer clear of such frauds. So how can you protect yourself? Well let’s take a look at some of the di...

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Phone: 905-706-2932

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Keller Williams Energy Real Estate Brokerage

360 King St W #101  Oshawa,,  ON  L1J 2J9 

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